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Rentguard Insurance Products

Rentguard Insurance


We offer comprehensive insurance policies at extremely competitive rates




Our Features
• Policy documents sent out within 24 hours
• Typical Savings of 35% on all policies
• Instant Quote & Buy Online 24/7
• Single or Block Schemes
• Excellent customer services

Our products are underwritten by leading UK insurers and cover all aspects of residential & commercial lettings, with associated products such as tenant referencing and rent guarantee insurance.

For Landlords


Landlord Household Insurance 

We provide quotes to the properties that let to: Professionals/People of independent means, students, DSS and Unoccupied Properties, within the Private Rented Sector. All the standard perils are covered Features:
• Cover for Houses, Bungalows and Flats of all sizes
• Buildings & Contents cover
• Loss of rent cover: 30% of the Buildings Sum Insured
• Property Owner's and Employers Liability
• Terrorism Cover
• 90 day Unoccupancy Clause
• Insurance cover is 'new for old'
• Policy Excess: £100 for Buildings and £50 for Contents
• Commercial and Residential combined : -
 Material Damage Cover through accidental loss or destruction
 Full Accidental Damage Cover
 Up to £2 Million Property Owners Liability (subject to additional premium)
 Up to 20% Loss of Rent (subject to additional premium)


Commercial Property Insurance



Our policy offers comprehensive cover for most commercial properties including: Offices, Shops, Restaurants, Dental surgeries, Stores, Garden centres (NOT SUITABLE FOR FARMS / OLD BUILDINGS IN MULTI-OCCUPANCY). 


• Buildings Cover ONLY
• Rental Income Cover
• 90 day Unoccupancy Clause
• Terrorism Cover
• Public and Employers' Liability
• Commercial & Residential combined: -
 Material Damage Cover through accidental loss or destruction
 Full Accidental Damage Cover
 Up to £2 Million Property Owners Liability (subject to additional premium)
 Up to 20% Loss of Rent (subject to additional premium)



Legal Expenses with/without Rent Guarantee Insurance


Our policy is designed to cover the landlords' costs of any disputes between themselves and their tenant(s) that set out in the terms of the tenancy agreement. Tenant Referencing is a requirement of this policy.

Legal Expenses Insurance

• Advisors Costs Cover
• Dilapidations Costs Cover

Legal Expenses & Rent Guarantee (6/12 Months)

• Monthly Rental Cover: up to a maximum of £2,500 per month.
• Advisors Costs Cover
• Dilapidations Costs Cover



For Owners (Private Residences)

 Owner Occupier Insurance

We provide this Home Insurance, with flexible cover and monthly payment option, for Private Residences and Owner Occupiers to match their needs.

• Home contents insurance with the option of personal belongings cover
• Buildings and Contents Cover
• Extra discount on buildings and contents insurance combined cover
• Personal Possessions Cover worldwide (up to 60 days)
• Garden cover available via our home insurance policy
• Property Owner's Liability up to £2,000,000
• Accidental Damage Cover (optional)
• Alternative Accommodation Cover


For Tenants

 Tenants Contents Insurance 

Our policy is available for all residential tenants (including students) living in any properties of all sizes throughout the UK. All standard perils are covered.

• Accidental Damage Cover
• Accidental Loss of Oil and Metered Water
• Temporary Removal
• Alternative Accommodation Cover
• Tenants Liability to the public up to £2,000,000
• Personal Possessions Cover worldwide (up to 60 days)


Our Holiday Home Insurance: -

  UK Holiday Home Insurance

We provide a comprehensive insurance cover for UK holiday and secondary homes, which is available as part of the Landlords Household Insurance Policy.


Rentguard is a trading name of RGA Group Ltd, authorised and regulated by the Financial Services Authority.
Registered in England No. 4302819. BIBA membership no: 4733





Rentguard Press Release 9th July 2007

Hamptons International, one of the UK's leading international residential agents, and a subsidiary of Emaar properties, has today announced an agreement with Rentguard for the provision of a range of specialist Landlord and Tenant Insurance products. These jointly branded products will be made available through all Hamptons International lettings branches located across the UK.

The products will include residential and commercial property insurance, legal expenses and rent guarantee insurance, and tenants' contents insurance.

"There were a number of aspects which impressed us about Rentguard, however the main reason for choosing the company is its commitment to providing the highest quality of service," said Richard Cockerton - Director Commercial Insurance, Hamptons International.

Steve Jones, Director, Rentguard commented: "We are delighted to be associated with the Hamptons brand and we are mindful that these decisions are not taken lightly. It is our aim to ensure that we will exceed Hampton's expectations and we look forward to building a lasting and rewarding relationship with them over the years to come."

About Hamptons International

Hamptons International is one of the premier international residential agents offering an extensive portfolio of UK and international property, including sales, lettings, residential developments, property management and mortgages. The company is owned and operated as a subsidiary of Emaar Properties (DFM: EMAAR), one of the world's largest real estate companies.

After more than 130 years experience, Hamptons offers unrivalled expertise and service in its market. Hamptons is headquartered in London and currently has a UK network of over 63 offices. The company continues to expand both locally and internationally, positioning it as one of the most valuable residential property groups in the world.

About Rentguard

Rentguard Ltd is a subsidiary of RGA GROUP LTD, authorised and regulated by the Financial Services Authority. Rentguard was established in 2000 and provides a unique range of insurance products and services to the residential & commercial lettings market. Rentguard's position as underwriting agents ensures that it remains focussed on providing a quality service to its business partners and to their clients and customers.

The Rentguard brand has become synonymous with value-for-money and excellent client support, with products that are easy-to-understand and require minimal administration. Rentguard products are underwritten by leading UK underwriters. It is committed to the development of close working relationships aimed at raising the image of its business partners, as much as reinforcing its own commitment to excellence.

Source: Rentguard

See also:

Rentguard select Sterling Insurance as an additional Landlord Insurance provider - May 2010  

Rentguard Property Insurance now available via jml Insurance in the UK - March 2009