Overseas Holiday Home Property Insurance written in English is attracting a lot of interest
Overseas and domestic holiday home ownership is still very high and the bad weather in northern Europe is encouraging people to buy in the south.
Destinations in France, Spain, Portugal and Italy are still some of the most popular for British and Irish holiday home owners.
One of the major difficulties for the average owner has been buying a policy and then dealing with the insurance company if their knowledge of foreign language has been poor.
Insurance companies like Intasure, Copeland Insurance and Staysure Insurance for the over 50s are amongst a select few companies who offer products for the British and Irish markets.
When a property owner has found that dream property it's absolutely crucial that they get it fully insured. Without the right insurance policy, they could have problems when they come to claim and find out that they don't have the cover for what they thought they should have had. If the owner is not fluent in the local language, arranging cover or even making a claim through a local insurer can be problematic.
If a property owner is not fluent in the local language, arranging cover or even making a claim through a local insurer can be problematic, therefore it makes sense to choose an insurance company with the policies written in "plain English".
In the majority of cases wherever people choose to buy a holiday home, they are not going to live there full time and need to know that their investment is properly protected.
A spokes person from jml Insurance said "Having the right insurance is all about understanding what assets are owned, what liabilities the owner is exposed to and what external events can occur which will put the insured at risk."
Local insurance policies can include variations and exclusions relating to burglary, accidental damage or personal liability claims. Some of these might not include water supply or gas supply pipes or electric cables to the property becoming damaged. There might be restrictions on letting out the property as a holiday rental or longer let. Other policies might only give a maximum of 90 days un-occupancy at a time and this is not very satisfactory particular if the owner lives in it for six months of the year and moves to a warmer climate for the other six months.
jml Insurance also promotes insurance companies offering products for the UK market. Companies like Letsure Insurance , Rentguard Insurance, Devon Direct and Allstyles - T R Youngs advertise their products on line at the jml Insurance websites.
More information at http://www.jml-property-insurance.co.uk/overseas_property_insurance_2.htm
jml Insurance is part of jml Property Services, the trading name of Jeffrey Milner Ltd. The company is an UK based company that was established in 1979. jml insurance acts as a web promoter for insurance companies selling property insurance including landlord and tenant rental products via jml-property-insurance.co.uk, pet insurance, wedding insurance, motor insurance via jml.insurance.co.uk, car hire excess insurance, van hire excess insurance and motorhome excess insurance via insurance4carrental.com. Property, holiday home insurance, travel insurance and other insurance products are marketed via irishpropertyinsurance.com for the Irish market. They also operate jmlvillas.com an online marketing service for owners of holiday home property to advertise and are part of the jml Group that includes jml Training and Consultancy
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