Insurance Companies


Listed below area selection of insurance companies operating in the UK and many in other parts of the world. These are not recommendations or endorsements of any company listed below

 AXA UK is a part of the AXA Group: AXA Group is a worldwide leader in Financial Protection. AXA's operations are diverse geographically, with major operations in Europe, North America and the Asia/Pacific area. IFRS revenues amounted to €94 billion for the full year 2007.  The AXA ordinary share is listed on Eurolist A of Euronext Paris under the ticker symbol CS (ISIN FR0000120628 - Bloomberg: CS FP - Reuters: AXAF.PA). The American Depository Share is also listed on the NYSE under the ticker symbol AXA.

See Also: AXA launches new Independent Travellers insurance for growing market of 'go-it-alone' holiday makers - May 2008

More homeowners at risk than in 1992 recession - AXA Insurance research - May 2008

AXA PPP healthcare: AXA PPP healthcare has been helping people to access medical care since 1940.Today cover nearly two million people.1938 PPP healthcare was conceived. A committee was set up to establish a health insurance scheme for middle income earners in London. This was actively supported by the Royal Medical Colleges, British Medical Association and the King's Fund.1962 changed trading name from Hospital Services Plan to Private Patients Plan. 1998 Guardian Royal Exchange Group acquired PPP healthcare from the PPP healthcare foundation limited with the proceeds of the sale (some £540m) going to the PPP healthcare medical trust. 1999 On 10 May 1999 Sun Life and Provincial Holdings (SLPH), the UK subsidiary of the Global AXA Group, one of the world's leading insurance and asset management companies, acquired Guardian Royal Exchange, the parent company of PPP healthcare. 2002 PPP healthcare is renamed AXA PPP healthcare, to reflect theirr membership of the AXA Group, one of the world's leading insurance and investment management companies. In 2005 became regulated by the Financial Services Authority (FSA).

Barbon Insurance Group(BIG):  is made up of a number of individual, highly respected brands, all united by a commitment to quality and excellence. These brands operate as separate companies under the Barbon umbrella, each one can offer truly specialist, tailored services to targeted customers; from landlords and tenants, to businesses, agents and brokers.1666, Pudding Lane, the Great Fire of London started and destroyed approximately 13,200 homes. It was this disaster that led to their namesake, Nicholas Barbon, a property investor and developer, to open England's first fire insurance company, known as The Fire Office. Today, buildings insurance has moved on but Barbon Insurance Group continues to embody that initial pioneering spirit that led to Mr Barbon's achievement.

One of the UK's leading names in buildings insurance, Barbon Insurance Group is made up of a number of individual brands including Cadogan Keelan Westall, Deacon, Farr, Keelan Westall and HomeLet - all united by a commitment to excellence in all things insurance. Together, these brands are the strength of their business. Some of them hold market-leading positions, all of them boast some of the most experienced and knowledgeable insurance professionals in the business. Without exception, they're proud of their brands and the values they demonstrate.

Norwich Union: Norwich Union is an Aviva (see Aviva below) company. Aviva is the world's sixth-largest insurance group and the biggest in the UK. It is one of the leading providers of life and pensions products in Europe and has substantial businesses elsewhere around the world. Its main activities are long-term savings, fund management and general insurance. It has premium income and investment sales of £33 billion. The group has 60,000 employees serving 30 million customers worldwide. See April 2008:  Aviva drops Norwich Union brand  and June 2008:  Norwich Union Insurance (Aviva) announces update on major operational transformation and Unite reaction to Aviva (Norwich Union) job loss announcement  and UK: Residential property owners need to be vigilant, with cannabis farming on the increase, warns Norwich Union

Swinton Insurance: It was in 1957 that Swinton started to recognise the needs of the public by opening the first Swinton branch in Salford, beginning a new way of buying insurance. In May 2001 Swinton was bought by La Mutuelle Du Mans Assurance (MMA), a French Insurer. They independently in the UK along with their sister company MMA UK, from this a stronger Swinton emerged. In May 2002 Swinton acquired Colonnade Insurance Brokers and became Swinton Colonnade. This merger makes Swinton Colonnade the biggest insurance broker on the high street, with branches covering 90% of the UK.

Endsleigh Insurance: Endsleigh is an independent intermediary specialising in the provision of insurance and financial products for career people. They are well known for offering products and services through affinity partnerships and our experience has been gained through a number of very long-standing relationships that span a period of over 35 years. Few other companies are structured and run with such a heavy emphasis on servicing designated market groups. They have over 1000 employees across the UK supporting our different, fully integrated, distribution channels.

GroupDirect: The Group was founded in 2001 by 2 entrepreneurs: its CEO Arron Banks, a long time insurance professional with a pedigree of building highly successful businesses and current Group Managing Director, John Gannon, an Australian and UK qualified Insurance Litigation lawyer. eGroup is a wholly owned subsidiary of Group Direct. eGroup has been commissioned by Southern Rock Insurance to develop and administer its internet based insurance sales and administration systems.  All sites allow customers to buy and fully administer their own policies online from quote to renewal. This allows Southern Rock to keep expenses extremely low and pass some of those savings on to the consumer. The first of these sites, eBike, was launched in April 2005 to much acclaim and has in its first 18 months sold around 50,000 policies since its launch. eGroup is currently developing a number of new e-products: eHome, eTravel, eMinibus, and (a young driver product). They expect to see an explosive growth in the field of e-commerce and we are well positioned to take advantage of the developing market.  See also

Zurich Insurance: Are an insurance-based financial services provider with headquarters in Zurich, Switzerland. Their core business is insurance - General and Life. Their global network focuses on our key markets in North America and Europe. Founded in 1872, we now have a global network of subsidiaries and offices in North America, Europe, Asia Pacific, Latin America and other markets. They have 55,000 employees serve customers in more than 120 countries and have over 125 years of financial experience.

Standard Life: The Standard Life Assurance Company ("Standard Life") was established in 1825 and the first Standard Life Assurance Company Act was passed by Parliament in 1832. Standard Life was reincorporated as a mutual assurance company in 1925. On 31 May 2006, Standard Life's voting members voted in favour of the Special Resolution for the demutualisation of The Standard Life Assurance Company and the flotation of Standard Life plc on the London Stock Exchange.

Legal & General: Legal & General was conceived in the minds of six lawyers - five barristers and a solicitor - to found The Legal & General Life Assurance Society, the forerunner of today's Legal & General Group. The Society opened its doors for business on 19 September 1836, operating from the temporary premises taken on lease at 10 Chancery Lane (later demolished to become part of the site of the present day Public Record Office). Land nearby had been chosen for the building of a permanent office at 10-12 Fleet Street. This location, for the next 100 years or so, was to become famous as the site of the Society's chief administrative headquarters. It is one of Britain's top 50 FTSE companies. They have over 5.4 million customers and employ over 8,800 staff. Legal & General is involved in 1 in every 9 mortgages in the UK (12 months to December 2004). The Legal & General Group is responsible for the investment of over £180 billion worldwide (as at 30 June 2005) on behalf of investors, policyholders and institutions. They have operations in the USA, France, the Netherlands and Germany, as well as the UK.

General Accident: The General Accident and Employers Liability Assurance Association was founded in Perth, Scotland in 1885. In 1998 General Accident and Commercial Union merged to form CGU plc. It is now part Of Avia.

Hibernian:  Hibernian Insurance is one of Ireland's largest and most respected general insurance companies providing cover on all aspects of motor, home, farm and commercial insurance. Their experience and the worldwide expertise of their parent company, AVIVA plc. The Hibernian Group in Ireland comprises Hibernian General Insurance and Hibernian Life and Pensions. It has over one million customers and employs in excess of 2,000 people across the country, with principal offices in Dublin, Cork and Galway. Hibernian is a wholly-owned subsidiary of Aviva plc, the world's sixth-largest insurance group and the biggest in the UK with 58,000 employees serving over 30 million customers worldwide. Hibernian General Insurance was established in 1908 and employs in excess of 1250 staff in Ireland. They  insure one in four Irish motorists and one in three Irish homes . See also  June 2008:  Hibernian Insurance - Ireland announces reorganisation to increase efficiencies, reduce costs and support growth

Commercial Union: Established On 28 September 1861. In 1912 Commercial Union was one of the companies that insured the White Star liner Titanic, which sank on 15 April 1912 with the loss of over 1,500 lives after striking an iceberg on its maiden voyage. Despite this huge claim, Commercial Union made a profit of almost £100,000 at the year-end. In 1998 Commercial Union and General Accident merged to form CGU plc.It is now part Of Avia

Sun Life: Sun Life Financial is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Tracing its roots back to 1865, Sun Life Financial and its partners today have operations in key markets worldwide, including Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda. As of June 30, 2006, the Sun Life Financial group of companies had total assets under management of CDN$387 billion.

Scottish Widows: It was founded as Scotland's first mutual life office in 1815. In March 200 it was demutualised and became part of the Lloyds TSB Group.The strength of the Scottish Widows brand owes a lot to the - then radical - decision taken in 1986 to create a living logo: the Scottish Widow. It employs just under 4,000 people.

Budget: Is part of the Budget Group of Companies, which was established in 1992 and has grown to be the one of the UK's largest personal lines intermediaries, through a combination of organic growth and a series of major strategic acquisitions. They have over a million customers, major contact centre operations in Peterborough, Coventry, Sunderland and Cape Town and South Africa and currently employ around 2000 people, and our head office is based in Peterborough.Budget's core products are car insurance, home insurance, commercial vehicle/ van insurance and bike insurance. The company also offers a wide range of secondary products, which include breakdown cover, personal loans, travel insurance and life insurance.

Aviva: The Aviva brand has 35 million customers worldwide. Aviva became the new name for the former CGNU in July 2002. Aviva brand is alive and trading in more than 20 countries with Aviva now the world's fifth-largest insurance group (based on gross worldwide premiums for the year ended 31 December 2005). Most of the group's businesses have been rebranded Aviva. However, the group's strongest existing mass market brands remain, including: Norwich Union in the UK RAC in the UK Delta Lloyd in the Netherlands Hibernian in Ireland Commercial Union in Poland A number of specialist business names have also been kept, including: Morley Fund Management Navigator in Australia Pilot in Canada Eurofil in France. SEE April 2008:  Aviva drops Norwich Union brand and June 2008 Norwich Union Insurance (Aviva) announces update on major operational transformation and Unite reaction to Aviva (Norwich Union) job loss announcement  June 2008  and  October 2008: Norwich Union Healthcare continues fight against healthcare provider fraud with new comprehensive programme

Diamond: Specialises in cheap car insurance for women. Diamond has been offering motor insurance for women since 1997 and we've been providing insurance quotes on the Internet since 2000.

Liverpool Victoria: Is is one of the UK's leading financial services companies, renowned for top performing products and an enviable record in customer services. They are also the UK's largest friendly society. The members and customers of the Liverpool Victoria group of companies trust us to manage around £7.4 billion of their money. As a mutual society their members own the society. This means they have no shareholders taking a share of the profits.The Association of Mutual Insurers (AMI) is a trade association formed specifically for mutual insurers in September 2004. Liverpool Victoria is a founding member and supports AMI's work of representing the UK mutual insurance industry in lobbying and communicating with bodies such as the FSA, UK Treasury, politicians, European Union, the International Association of Insurance Supervisors and the International Accounting Standards Board.

Barclays Home Insurance: Barclays origins can be traced back to a modest business founded more than 300 years ago in the heart of London's financial district. The business was founded by John Freame and his partner Thomas Gould in Lombard Street in 1690. The name Barclay became associated with the company in 1736, when James Barclay - who had married John Freame's daughter - became a partner. In 2001, Barclays formed a strategic alliance with Legal & General to sell life, pensions and investment products throughout its UK network.

Virgin Car Insurance: Virgin Direct Personal Financial Service launched in March 1995. The company was established to sell financial services by telephone at a significantly lower cost than traditional financial services companies. The first product sold was an ‘Index Tracking' personal equity plan (PEP). 1996 Virgin launches life insurance "People ask me why we're getting into the murky world of life insurance. Everyone hates it, all the salesmen seem too unscrupulous, barging into your home and taking a secret commission. It's a terrible industry. Exactly. That's why Virgin can make a difference." Richard Branson. They now offer car, Home, Life, Travel and Pet insurance.

Goodhealth Worldwide: As one of the leading and most experienced providers of international medical insurance, Goodhealth has been providing peace of mind to its members, worldwide, for nearly 25 years. They are part of the Primary Group, who manage premiums in excess of US$1.2 billion and employ nearly 700 staff across 13 locations around the globe.Goodhealth provide a comprehensive range of private medical schemes to expatriates of all nationalities around the world.

Cornhill Direct Insurance: Cornhill Direct offers personal insurance products such as motor, home, travel and van. They are part of the Allianz Cornhill Insurance group - winner of General Insurer of the Year 2004 and 2005.Cornhill Direct is a trading name of Allianz Cornhill Insurance plc (see below)

Allianz Cornhill Insurance: 1905 Cornhill Insurance is founded by directors of Willis Faber as a Fire insurance company. 1943 Thomas Tilling acquires a majority interest in Cornhill Insurance. 1974 Cornhill acquires Trafalgar Insurance. 1978 Cornhill becomes the first sponsor of Test Cricket in England. 1983 BTR buys Cornhill from Thomas Tilling. 1986 BTR sells Cornhill the company to Allianz AG. 1987 Cornhill Insurance buys British Reserve. 1994 Cornhill Insurance launches Cornhill Direct. 1997 Broker Direct launched. 1998 Cornhill acquires AGF Insurance business in GB following Allianz's acquisition of majority shareholding in the French insurer AGF. 1999 DBI INsurance acquired. 2003 Cornhill Insurance changes its name to Allianz Cornhill Insurance plc.Allianz Cornhill Insurance plc comprises several trading divisions dedicated to providing the highest level of customer care and service.

Pet Plan: Petplan is a brand of Pet Plan Ltd. Pet Plan Ltd is a subsidiary of Allianz Cornhill Insurance plc and is authorised and regulated by the Financial Services Authority (FSA). It offers insurance protection for pets against the cost of veterinary treatment. Dogs, cats, rabbits or horses xan be covered.

Prudential Insurance: Prudential was founded in 1848 to provide professional people with loans secured by life assurance. This market broadened during the 19th century when insurance polices were sold to the working classes. Today, Prudential Car Insurance is underwritten by Churchill.PruHealth is a trading name of Prudential Health Limited and Prudential Health Services Limited which are registered in England and Wales. Prudential Health Limited and Prudential Health Services Limited are authorised and regulated by the Financial Services Authority. Prudential Health Limited is a joint venture company owned in part by The Prudential Assurance Company Limited (a direct subsidiary of Prudential plc of the United Kingdom) and Discovery Offshore Holdings Limited in the UK. Neither Prudential Health Limited nor The Prudential Assurance Company Limited are affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the US.

Privilege Home Insurance: Privilege specialises in offering car insurance and home insurance and breakdown cover.Privilege Insurance is underwritten by Direct Line Insurance plc. Privilege Insurance is part of the RBS Group - The Royal Bank of Scotland Group. They also own Churchill Insurance and Direct Line (see Below) as well The RBS Royal Bank of scotland Bank, First Active NatWest Bank Coutts and Ulster Bank.

Churchill Insurance: Is one of the UK's leading insurance companies, offering car insurance and home insurance, travel insurance and pet insurance. Churchill Insurance launched in 1989 as one of the UK's first direct motor insurers. In 1990, they started selling Home Insurance and over the years, have extended their services to include Car Insurance, Home Insurance, Travel Insurance, Pet Insurance, Breakdown Cover, Van Insurance and Motorcycle Insurance. We are a UK based company with all our call centres in the UK and sell insurance policies by phone and on the Internet. In 2003, Churchill was acquired by the Royal Bank of Scotland Group and now forms part of the RBS Insurance division. SEE RBS Considering selling insurance Division - April 2008

Direct Line: Started from scratch in the UK in April 1985 with a single product - car insurance, and just one way for customers to buy - over the telephone.Today they have over five million customers and a broad range of products and services. January 1990 saw the first television adverts featuring the red telephone on wheels. They do their business over the phone and on the Internet and also do it internationally with businesses in Germany (Direct Kine), Italy (Direct Line) and Spain (Linea Directa). In 2001, Direct Line acquired the motor insurance businesses of the American insurer Allstate. They are owned by RBS Group - The Royal Bank of Scotland Group. SEE RBS Considering selling insurance Division - April 2008

Halifax Insurance:  Halifax insurance offers car, home and contents, travel, personal healthcare insurance, life and critcal illness cover and Pet insurance. From the start in the early 1850's with the Halifax Building Society and then in the 1990s saw a period of mergers and acquisitions, most notably the 1995 merger with the Leeds Permanent Building Society and the acquisition of Clerical Medical the following year. In 1997 they beame a bank and in 1999 Birmingham Midshires was acquired. In September 2001, Halifax plc merged with Bank of Scotland. The new bank, HBOS plc became the fourth largest bank in the UK and the Retail Bank continues to be headquartered at Trinity Road in Halifax. (see esure below)

See Also: Halifax home insurance issues advice to those at risk from Britains forecast weather March 2008

Research from Halifax Home Insurance reveals Gadgets graveyard: £2.6 billion of unused kitchen appliances June 2008

Post Office Insurance: The Post office offers Home, Travel and car insurance in the UK. Post Office Ltd is a wholly owned subsidiary of Royal Mail Group plc and operates under the Post OfficeTM brand. Managing a nationwide network of around 16,000 Post Office branches, we are the largest Post OfficeTM network in Europe and the largest retail branch network in the UK handling more cash than any other business. Post Office Ltd is one of the three arms that make up the Royal Mail Group, along with Royal Mail and Parcelforce Worldwide.

eGroup: eGroup is a wholly owned subsidiary of Group Direct. eGroup has been commissioned by Southern Rock Insurance to develop and administer its internet based insurance sales and administration systems. All sites allow customers to buy and fully administer their own policies online from quote to renewal. This allows Southern Rock to keep expenses extremely low and pass some of those savings on to the consumer. The first of these sites, eBike, was launched in April 2005 to much acclaim and has in its first 18 months sold around 50,000 policies since its launch. eGroup is currently developing a number of new e-products: ehome, eTravel, eMinibus, and (a young driver product). They expect to see an explosive growth in the field of e-commerce and we are well positioned to take advantage of the developing market.

Saga Insurance: The Saga Group focuses exclusively on the provision of high quality, value-for-money services for people 50 and over. These include holidays to worldwide destinations including cruises on their own ships, an award-winning magazine, insurance and financial products, and radio stations. The Group is based at Folkestone, UK.Saga Services began in the early 1980s, when they first started to market insurance and financial services as part of a new company strategy to offer additional services to customers. Older people represented a lower risk in many areas of insurance, however, this was not being reflected in the premiums being offered by most insurers. Saga negotiated with a number of leading underwriters to provide products marketed exclusively to our customer base and, following a period of extensive testing, Saga Services was established in 1987 as the insurance arm. See also    South East England has most high maintenance Pets - April 2008 ,   April 2008: Top 10 Boat Insurance Claims Revealed Saga Insurance Researchand  Workers fear consequences of being off sick - Saga Insurance Research - June 2008 PR 

BUPA: The UK's leading provider of private health care insurance, hospitals and health care services. BUPA is a global health and care organisation with more than seven million members and over 40,000 employees in 192 countries.It covers: Asia, Australia, Ireland, Saudi Arabia, Spain (Sanitas) and Thailand It began as The British United Provident Association in 1947 to preserve freedom of choice in health care. It believed that with a National Health Service being introduced a year later, there would still be a need for a complimentary service enabling people from all walks of life to afford the benefits of choice in where, when and by whom they were treated. BUPA's biggest and original business is health insurance in the UK, both for individuals and corporations that want to look after the health of their employees. More than half of the UK's top companies are BUPA customers. BUPA has special products for people who want: financial assistance if they suffer a critical illness a regular income if illness or injury prevents them from working life cover to give peace of mind that their dependants will be secure cash plans that meet the cost of health expenses such as dental and hospital bills. More information here see also:  October 2008:  Bupa International named best international health insurer for third year running

Kwik-Fit Car Insurance: Kwik-Fit was established in 1971 by Sir Tom Farmer and is now one of the world's largest independent automotive parts repair and replacement specialists.As a result of customer demand Kwik-Fit Insurance Services was launched in 1995 and has grown to become one of the UK's leading motor insurance distributors.

Lloyds TSB Insurance: The origins of Lloyds Bank stretch back to 1765, when John Taylor and Sampson Lloyd set up a private banking business in Birmingham, England. In 1810, the Reverend Henry Duncan of Ruthwell, Dumfriesshire, set up a bank to help his poorest parishioners save for times of hardship. By 1818 there were 465 savings banks in Britain (including 182 in Scotland). In 1995, the merger between TSB and Lloyds Bank formed Lloyds TSB Group plc, one of the largest forces in domestic banking. Lloyds TSB Insurance Offers Car, Travel and  Home insurance.

Eagle Star Insurance: Eagle Star is a leading provider of life and general insurance products in the Irish market. They currently have over half a million policies covering the insurance, pension and investment needs of customers and are a member of the Zurich Financial Services Group that serves customers in more than 120 countries.

esure Car Insurance: esure was founded in 1999 by Chairman, Peter Wood, to offer competitive insurance cover for drivers and homeowners by using the internet as our primary sales channel. Mr Wood pioneered the direct selling of insurance over the telephone back in 1985, when he launched Direct Line. With esure, his aim was to go a step further and harness the efficiency of the internet to give a better deal to responsible drivers and homeowners. The esure brand was announced to the press in February 2000 and launched to the public in July 2001. Prior to the brand launch, esure had taken on the underwriting and management of Halifax Car Insurance for HBOS - a product they still manage (see Halifax above).

HSA Healthcare: One of the UK's leading providers of simple and affordable everyday Health Cash Plans, Dental Plans and Private Medical Insurance. They have been helping individuals and families since 1922, a history which pre-dates the NHS, giving us years of expertise. On top of this, they are a mutual, which means that we have no shareholders and exist purely for the sake of their members.

ASDA Car Insurance: Offers - Car Insurance Van Insurance Home Insurance Travel Insurance Life Insurance Mortgage Life Insurance Over 50s Life Cover Pet Insurance.The company was founded in 1965 by a group of farmers from Yorkshire and became part of the USA Wal-Mart company in 1999. The first Wal-Mart store opened in 1962, in Rogers, Arkansas, USA. There are now 3,500 stores in the United States and more than 1,000 units in Mexico, Puerto Rico, Canada, Argentina, Brazil, China, Korea, Germany and the United Kingdom (including 260 stores situated throughout England, Scotland and Wales)

Debenhams Insurance: Debenhams has 126 department stores across the UK and Ireland and a fully transactional website. They offer Wedding insurance, Home insurance, car insurance, travel insurance and pet insurance.

Admiral: Admiral specialise in providing low cost car insurance for younger drivers, people living in cities and those driving performance cars. Admiral was launched in 1993, with the aim of offering lower premiums to more people. They don't just insure people who are traditionally seen as safer. When Admiral launched in January 1993 it just had one brand, zero customers and 57 members of staff. However, at June 2006, the Group had six brands, over 1 million customers and 2000 members of staffdrivers. (see Elephant Below) see also More motorists willing to accept lower speed limits in residential areas - March 2008 

Elephant Insurance: Elephant was launched in August 2000 and now has over 350,000 customers. It is the UK's first insurer to offer a complete on-line solution to car insurance. It is destined to become the third most visited car insurance website in the UK. They are part of the Admiral Group plc.(see above) The also offer breakdown cover, home insurance and van insurance and travel insurance. See also: Lack of Euro fever gives warning to drivers - June 2008

Britannic: Britannic traces its origins back to 1866, when the predecessor company to Britannic was founded in Birmingham, spreading rapidly throughout Lancashire, Yorkshire and the rest of the UK. In 1905 the company began to trade as Britannic Assurance (BA). In 1999 the Group acquired a 75% stake in Glasgow-based Britannic Asset Management (the remaining 25% share was acquired in 2001) and the whole of Alba Life (previously known as Britannia Life). In June 2005 Britannic Group plc announced a proposed merger with Resolution Life Group Limited to form the UK's leading closed fund consolidator - this transaction completed early in September 2005 and the newly formed group is called Resolution plc. Today the Britannic name remains prominent within Resolution plc with around three million policyholders in the Britannic Life companies. insure hase over 70 years of award winning experience in providing low cost insurance. Insurance purchased from them is administered by Equity Insurance Brokers Limited, which is authorised and regulated by the Financial Services Authority (FSA) and is part of the Equity Insurance Group.

Tesco Insurance: Tesco offers Car insurance, Breakdown cover, Home insurance, Life insurance, Pet Insurance and travel insurance.Tesco was founded by Jack Cohen, who served with the Royal Air Force during the First World War. Since World War II, Tesco Stores corporation has been growing steadily. As far as Central Europe is concerned, the purchase of 13 department stores from Kmart corp. (CZ Rep. and Slovakia) in 1993 and opening of the first Tesco hypermarket in Budapest.

Erinaceous Insurance Services: Erinaceous Insurance Services offers innovative solutions to cover the diverse needs in risk management of residential and commercial property. We also offer a select range of niche general commercial insurance products designed to meet the requirements of a wide range of customers.In the residential property market, they provide various types of schemes and bespoke broking solutions for all types of properties. Thei products deal with all type of risks that property owners, landlords and tenants face. Homelet (see below) and Letsure (see below) are part of the Group See also Erinaceous Group Plc Opens Property Management Office in Dublin, Ireland and Erinaceous placed in administration See also EIS sale completed - New and stable long term ownership for Rental insurance brands like HomeLet and Letsure in the UK and New Customer relations manager for EIS Insurance Solutions - June 2008

Letsure: Lumley Letsure Limited a subsidiary of Lumley Limited. It is a member of the British Insurance Brokers Association (BIBA). The holding company for the Lumley business is Lumley Holdings Limited; Lumley Limited is an operational subsidiary of Lumley Holdings Limited. The Lumley name has been known in the insurance marketplace for over 100 years. Letsure has grown rapidly and has enjoyed growing revenues and an increased customer base in each successive year and now employs in excess of 120 employees on a permanent basis. Letsure distributes its products to more than 5,000 points of sale in the UK. Letsure is a major provider of insurance products and services to the lettings industry - March 2007 Erinaceous Insurance Services acquire Lumley Letsure Andy Halstead the Managing Director of Erinaceous Insurance Services Ltd has announced on the 8th March the acquisition of Lumley Letsure. Lumley Letsure are one of the main competitors of Erinaceous's company Homelet. Andy Halstead says " This acquisition provides us with an excellent opportunity to combine experience and deliver a wider range of leading edge solutions that will enhance the value of the letting agents business and delight their customers. In the short term there will be no change to the HomeLet range of products and services and we will contine with business as usual". See also EIS sale completed - New and stable long term ownership for Rental insurance brands like HomeLet and Letsure in the UK

Homelet: Homelet is a trading style of Erinaceous Insurance Services Ltd, a member of the Erinaceous Group Plc. This division includes additional brands including Let Plan, Truckinsure and Sportsure. HomeLet is the UK's largest insurance provider for landlords, tenants and letting agents, also offering referencing and rent guarantee products. They have £360 million of insured property in their care and are the market leaders in our sector and our policies are underwritten by Group AMA and other leading underwriters. See also EIS sale completed - New and stable long term ownership for Rental insurance brands like HomeLet and Letsure in the UK

Direct Travel: Direct Travel Insurance Services was established in late 1992 and commenced trading in 1993. They have become one of the UK's leading independent travel insurance specialists, having arranged insurance for over four and a half million travellers. On the 31 August 2007 they became part of the AIG group. They now trade as an incorporated company, Direct Travel Insurance Services Limited and have retained their trading name, Direct Travel Insurance.All Direct Travel Insurance policies will be provided by AIG Europe (UK) Limited (see below)  and underwritten by Landmark Insurance Limited. See also

AIG Europe (UK) Limited is one of the largest companies specialising in the UK business insurance market. Based in London and with offices throughout the country, they include over half the top 1000 UK companies amongst their clients as well as many public sector organisations and smaller businesses. American International Group, Inc. (AIG), world leaders in insurance and financial services, is the leading international insurance organisation with operations in more than 130 countries and jurisdictions. AIG Companies  serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG's common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Paris, Switzerland and Tokyo. See also   AIG Insurance -  New Releases - September 2008

Insurance4carhire: Insurance 4 Car Hire Agents Ltd provides insurance for the car renter. Its insurance policies provide worldwide cover including a range of policies to cover the different car rental insurance requirements that apply in Europe and in the USA. Founded in 2002 by Larry Ursich, Insurance4carhire is an innovative internet insurance company whose core business is the provision of car rental Excess insurance. For 10 years, Larry ran his own car rental broking company, working closely with Dollar and Budget. After noting the high costs being charged by the car rental companies for Excess cover, Larry decided to develop a better alternative: annual car rental Excess insurance products offering customers convenience, peace of mind and very significant savings. The resultant business has grown rapidly and we have already sold more than 90,000 policies. In December 2007  Towergate Partnership  announced the acquisition of Insurance 4 Car Hire Agents Ltd (I4CH), an internet based insurance agency providing specialist insurance products for the car rental market. I4CH will form part of Towergate's Retail Division headed by Amanda Blanc. is a trading name of Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority, Register Number 313250. The company is registered in England and Wales, Company No. 4043759.


Royal & Sun Alliance: Royal & SunAlliance has a proud heritage dating back almost 300 years. The Sun (established in 1710) is the oldest insurance company still trading under its original name. The current Company structure was created in 1996 following the merger of two of the largest insurance companies in the UK, Royal Insurance and Sun Alliance. 1710 The Sun was established. It is the oldest insurance company still trading under its original name. 1824 The Alliance was founded. 1845 The Royal was founded. 1996 The merger of Royal Insurance and Sun Alliance created Royal & SunAlliance, one of the largest insurance companies in the UK. 2001 MORE TH>N was launched in June 2001 bringing freshness and a new approach to the consumer financial services market in the UK.Royal & SunAlliance is a FTSE 100 company, listed on the London and New York Stock Exchanges. In 2008 now known simply as RSA. See RSA launches Fashion Insurance Solutions - May 2008  and RSA survey reveals over half (56%) of Britons think it’s unlikely people who commit insurance fraud will get caught - May 2008  and RSA launches new bespoke Professional Indemnity product - July 2008

Towergate Partnership Towergate was established in 1997 to provide insurance in niche markets ranging from holiday homes to cherished cars. They  expanded and broadened our products range to over 200 - the widest range of specialist and traditional products in the UK market. Towergate is now Europe's largest independently owned insurance intermediary. They have over 3,500 committed staff operating out of 100 UK offices. Towergate's reputation for innovation, progression and dynamism is backed up by recognition from the Sunday Times as a Profit Track 100 company. Their Executive Chairman, Peter Cullum is a former winner of the ‘UK Entrepreneur of the Year' award and is the current M&A ‘Deal Maker of the Year'. Theirr business model enables us to deliver exceptional value to our clients through quality insurance products and services, underpinned by strong relationships with leading insurance companies. We call this our ‘value triangle' - a three-way partnership. In December 2007  Towergate Partnership  announced the acquisition of Insurance 4 Car Hire Agents Ltd (I4CH), an internet based insurance agency providing specialist insurance products for the car rental market. I4CH will form part of Towergate's Retail Division headed by Amanda Blanc.

The ABI (Association of British Insurers) - represents the collective interests of the UK's insurance industry. The Association speaks out on issues of common interest; helps to inform and participate in debates on public policy issues; and also acts as an advocate for high standards of customer service in the insurance industry. The Association has around 400 companies in membership. Between them, they provide 94% of domestic insurance services sold in the UK. ABI member companies account for almost 20 per cent of investments in the London stock market.

The ABI's policy work is organised around four main policy departments: General Insurance; Life and Pensions; Financial Regulation and Taxation and Investment Affairs.In addition, the ABI has an expert Research and Statistics Department, and represents the insurance industry to external audiences through its Media and Political Affairs and European and International teams.

ABI organises a large number of conferences, seminars and other events for the insurance industry. It also publishes research reports and policy documents.

The Association was formed in 1985 when a number of existing industry bodies joined together, notably the British Insurance Association, the Life Offices' Association, the Fire Offices Committee and the Accident Offices Association.Previously, the UK insurance industry was represented only by these specialist associations. The creation of the ABI meant that all sectors of the insurance company market could now speak through a single organisation.

The ABI is funded by the subscriptions of member companies. The ABI's Board, chaired by Keith Satchell, Group Chief Executive, Friends Provident Plc, governs the organisation. The work of the major policy departments is overseen by the General Insurance Management Committee, the Life and Pensions Management Committee and the Investment Committee.

The ABI is based at 51 Gresham Street in the City of London and currently employs around 100 staff.  More information

No responsibility is accepted for the accuracy of the descriptions of the insurance companies listed above

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