Don’t forget to take car hire excess insurance and travel insurance for a Christmas or New Year break


Released  5th December 2008  

Summary:  Christmas and New Year holiday season is not far away and it important that holiday makers take out car hire excess insurance and travel insurance even if they are going away for a few days.

As Christmas and New Year holidays are fast approaching, many people will be going away and renting a car. jml insurance is reminding travelers that apart from ensuring they take out adequate travel insurance they take out car hire excess insurance in advance when they hire a car on their holiday break.

People will often book their flights and even car hire and discover that with many airlines and car hire companies that the insurance will be sold as an extra. With certain airlines unless you click on "Remove" you will end up buying insurance and quite often could have purchased insurance you did not want or could have bought cheaper.

Many people do actually buy annual travel insurance and annual car hire excess insurance. Apart from the fact that you don't have to then take this out for every trip you make, it is usually a lot cheaper than buying single trip policies. When people are on a tighter budget it is important to consider such options.

Philip Suter of jml Insurance said" I have had an annual car hire excess policy from since I first heard of them. I was caught having to pay a large excess for alleged damage to a car rental in the south of France in October 2000. Like many other renters I was charged a lot of money for "damage" from a low cost hire car company.

Amongst the media investigating was the BBC's watchdog TV programme and eventually I got my money back. A year or so later I read about insurance4carhire and immediately purchased annual policies for my wife and myself. We are now saving more money by purchasing their "Europe Family and Partners annual Policy".

jml Insurance act as introducers for and Questor insurance who have entered this business more recently.

Car rental companies often try and put additional pressure on their clients to purchase excess insurance when they collect the car. Philip Suter went on to say" This type of situation occurred recently when one of my sons rented a car in Dublin. He had arrived late and was told by the car hire company that his annual excess insurance would probably not be sufficient and they would charge his credit card with the cost of their insurance. Fortunately he challenged the company when he returned the car and was not actually forced to pay for something he already had"

jml insurance acts as introducers to Essential Travel, Endsleigh and Direct Travel insurance and further information can be found at the jml insurance website


Company Information

jml is part of jml Property Services, the trading name of Jeffrey Milner Ltd. The company is an UK based company that was established in 1979. jml insurance acts as an introducer for insurance companies selling property insurance including landlord and tenant rental products, pet insurance like Animal Friends Insurance, wedding insurance, motor insurance, car hire excess insurance, travel insurance and non standard insurance products. They also operate an online marketing service for owners of holiday home property to advertise and are part of the jml Group that includes jml Training and Consultancy

© jml Property Services December 2008

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