Lifestyle Excess Insurance from Insure4excess.com
Protect your excess for true piece of mind
Key insurances covered
Home - Health - Motor - Pet - Travel
What is Excess Insurance?
Excess is the amount you have to pay in the event of a claim on your insurance policy. Generally the larger your excess the lower your insurance premium.
Excess insurance protects the excess amount in the event of a claim.
How it Works
If you have a £500 excess on your home insurance and you have a claim for £1000, you are liable for the first £500 of the claim and the insurance company for the remaining £500.
Our policy would reimburse you for the £500 excess charge.
We offer two types of product, Insurance Excess protection and Motor Excess protection. Prices range from as little as £35 for Motor Excess protection per year and we cover up to £750 of insurance excess. Our Insurance Excess protection product covers the excess on five key insurances; home, motor, health, travel and pet insurance. Prices start from as little as £35, for more information click here The Motor Excess allows you to reduce your motor insurance premium by having a higher limit on your policy. This product must be purchased within 7 days of your policy renewal or start date.
Our Insurance Excess protection covers up to £750 of excess on a combination of five key insurances.
We offer three levels of cover
BRONZE: Insurance Excess Protection Bronze - only £35
Cover:
- Provides cover for Excess on claims made on your
- Home Insurance
- Motor Insurance
- Health Insurance
- Travel Insurance
- Pet Insurance
- Allows aggregate annual excess limit of £250, allows unlimited number of claims up to this amount
- Covers the reimbursement of the Excess following the successful settlement of a claim by your insurer
- This is an annual policy
Benefits:
- No minimum excess claim amount
- European Holiday Home Cover. “Second or Holiday Home” means a property within the EU Zone, and where the policyholder is a UK resident with an additional insurance policy covering their main UK residence (of which proof may be requested in the event of a claim being submitted). The policy will not cover the excess on damage when the accommodation has been sublet.
- UK Building & Contents. Protects a policyholder's home (be it Buildings and or Contents) and which is not for business use.
Conditions:
- Available only to residents of the UK and Northern Ireland, Isle of Man and the Channel Islands
- Policy holder must be aged 21 or over.
- The lead name on your policy must match the lead name on your insurance documents for; Home, Motor, Health, Travel and Pet Insurance
SILVER: Insurance Excess Protection Silver - only £55
Cover:
- Provides cover for Excess on claims made on your
- Home Insurance
- Motor Insurance
- Health Insurance
- Travel Insurance
- Pet Insurance
- Allows aggregate annual excess limit of £500, allows unlimited number of claims up to this amount
- Covers the reimbursement of the Excess following the successful settlement of a claim by your insurer
- This is an annual policy
Benefits:
- No minimum excess claim amount
- European Holiday Home Cover. “Second or Holiday Home” means a property within the EU Zone, and where the policyholder is a UK resident with an additional insurance policy covering their main UK residence (of which proof may be requested in the event of a claim being submitted). The policy will not cover the excess on damage when the accommodation has been sublet.
- UK Building & Contents. Protects a policyholder's home (be it Buildings and or Contents) and which is not for business use.
Conditions:
- Available only to residents of the UK and Northern Ireland, Isle of Man and the Channel Islands
- Policy holder must be aged 21 or over.
- The lead name on your policy must match the lead name on your insurance documents for; Home, Motor, Health, Travel and Pet Insurance
GOLD: Insurance Excess Protection Gold - only £69
Cover:
- Provides cover for Excess on claims made on your
- Home Insurance
- Motor Insurance
- Health Insurance
- Travel Insurance
- Pet Insurance
- Allows aggregate annual excess limit of £750, allows unlimited number of claims up to this amount
- Covers the reimbursement of the Excess following the successful settlement of a claim by your insurer
- This is an annual policy
Benefits:
- No minimum excess claim amount
- European Holiday Home Cover. “Second or Holiday Home” means a property within the EU Zone, and where the policyholder is a UK resident with an additional insurance policy covering their main UK residence (of which proof may be requested in the event of a claim being submitted). The policy will not cover the excess on damage when the accommodation has been sublet.
- UK Building & Contents. Protects a policyholder's home (be it Buildings and or Contents) and which is not for business use.
Conditions:
- Available only to residents of the UK and Northern Ireland, Isle of Man and the Channel Islands
- Policy holder must be aged 21 or over.
- The lead name on your policy must match the lead name on your insurance documents for; Home, Motor, Health, Travel and Pet Insurance
Insure4excess.com is a trading name of Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority , Register Number 313250. The company is registered in England and Wales, Company No. 4043759. The Registered Address is: Towergate House, 2 County Gate, Staceys Street, Maidstone, Kent ME14 1ST. Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Insurance4CarHire.com /Insure4excess.com
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